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ICYMI: New bank lending in China rose less than expected in March

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Data from Friday from China showed new bank lending in China rose less than expected in March, although up from February. Broad credit growth hit a record low.

Chinese banks new yuan loans in March were 3.09 trillion yuan

  • from 1.45 trillion yuan in February
  • expected was 3.56 trillion yuan
  • new loans were lower than 3.89 billion yuan in March 2023

M2 money supply +8.3% y/y

  • slowest expansion since September 2023
  • expected was +8.7%
  • prior 8.7%

Total social financing (a broader metric of credit that also includes nonbank financing) was 4.87 trillion yuan

  • better than expected of 4.70 trillion yuan
  • for the first quarter was 12.93 trillion yuan, down by CNY1.61 trillion from the same period last year

Capital Economics:

  • “Bank loan and broad credit growth in China both decelerated sharply in March,”
  • “Given the persistent weakness of private credit demand any pick-up will be modest and short-lived, unless the PBOC shifts to a far more aggressive approach”
  • “There is no sign of that happening – and current pressure on the renminbi makes substantial rate cuts even less likely

(bolding mine)

Info via Reuters and Wall Street Journal.

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